What we give advice on

What we give advice on
1

Life insurance

Provides funds to cover funeral and estate costs, mortgage debt, etc and ensures your loved ones are financially looked after.

2

Trauma & Total permanent disability

Provides a cash injection to cover expenses if you suffer from one of the many specified conditions, such as heart attack, cancer, stroke, etc

enabling you to focus on your recovery rather than the finances

3

Income and Mortgage protection

ensures your income continues and you can pay the bills if you are sick or unable to work due to an accident

4

Business expense cover, Key person

Business/ Farmers disability

Protects your business/Farm by providing funds to cover running costs and to replace the key person in your business

5

Health Insurance

Instead of going on a waiting list to access the public health system you are able to access private medical treatment.

Options range from basic hospital cover to specialists, GPs, dentist & optical as well as alternative providers

6

KiwiSaver

Ensuring your money is getting the right returns based on your investor profile

7

We refer House,Car and contents / commercial

and Mortgage advice

We work with experts in this space and can refer you to our trusted Partners

Our Duty to you

We put your interests first, providing expert advice and ethical conduct in line with industry standards.

1

Prioritize Your Interests

We give top priority to your interests, ensuring our advice is unbiased and focused solely on your needs.
2

Expertise and Diligence

Our team exercises care, diligence, and skill in providing you with tailored advice to meet your financial goals.
3

Ethical Standards

We adhere to strict ethical standards and client care practices to ensure you receive trustworthy and suitable advice.
4

Tailored Financial Solutions

Providing comprehensive insurance and Kiwisaver solutions tailored to your needs for a secure financial future.

FAQs


1.

What do you charge?

We offer a free service, we are remunerated through commission income from the insurers/providers, so we do not need to charge a consultation fee.

2.

How long does it take get insurance?

Depending on your financial circumstances and needs, your overall health, a policy application can take several weeks to be 'underwritten' before it is issued. ( you do however receive temporary cover until your policy is ready to be issued - usually 60 days)

3.

Do I have to come to your office?

No, we can arrange a time to meet in person , either at your place, a cafe' or my town office.

Otherwise an online meeting can be arranged.

4.

Do I need to have a Will in place to have life insurance ?

The way you structure your cover, having the correct policy ownership, can affect who receives the proceeds from a claim ( life insurance payout for example)

So it is important to have a will and power of attorney in place, we can refer you to the right people.